Sample data

See the data first, then use it

Samples are grouped by who they are for — salaried or business — and every one is made up for demonstration. Open one to see exactly what it contains, load it into the feature with one click, and you get the same result, explanation and download you would get with your own numbers.

34 samples

Documents you can upload

For everyone
Bank statement
Sample data

Three months of business account activity, ready to categorise into inflow and outflow.

Go to upload
Payment gateway settlement report
Sample data

A month of payouts with the bank credits that should match them.

Go to upload
Profit and loss statement
Sample data

A year of revenue, costs and expenses in the usual line-item form.

Go to upload
Balance sheet
Sample data

Assets, liabilities and equity at a single date.

Go to upload
Sales invoices with GST
Sample data

A week of invoices with taxable value and the tax split.

Go to upload
Loan offers
Sample data

Three lender offers with rates, tenures and fees, ready to compare.

Go to upload

Payments and settlements

For businesses
Payment processing cost
Sample data

What a month of card and UPI collections really costs you after fees and tax.

Settlement delay impact
Sample data

How much working capital sits with the gateway while you wait for payouts.

Refund and chargeback impact
Sample data

What refunds and disputes take off the top line and out of your margin.

Merchant unit economics
Sample data

What one order leaves behind, and how many orders cover the month.

Profit, costs and ratios

For businesses
Margin analysis
Sample data

Gross, operating and net margin from one year of trading figures.

Markup and margin
Sample data

The difference between the markup you add and the margin you keep.

Break-even analysis
Sample data

How many units a month you must sell before you start earning.

Return on investment
Sample data

Return on a spend, stated plainly.

Liquidity and leverage
Sample data

Whether short-term bills are covered, and how much you rely on debt.

Coverage ratios
Sample data

Whether earnings comfortably cover interest and loan repayments.

Burn rate and runway
Sample data

How long the cash in the bank lasts at the current burn.

Growth and volatility
Sample data

How fast sales are growing and how bumpy the ride is.

Loans and repayments

For everyone
EMI calculator
Sample data

The monthly instalment on a business loan, and how much of it is interest.

Amortisation schedule
Sample data

Month by month, how the balance falls and where each instalment goes.

Prepayment impact
Sample data

What one lump-sum prepayment saves in interest and time.

Loan affordability
Sample data

The loan size your income can carry once existing EMIs are counted.

Refinance break-even
Sample data

How many months a cheaper loan takes to pay back its switching cost.

Flat vs reducing rate
Sample data

What a flat-rate quote actually costs on a reducing balance.

Effective annual rate
Sample data

The real annual rate once compounding is included.

Saving and investing

For salaried individuals
SIP projection
Sample data

Where a monthly investment could reach at an assumed return.

Lump-sum growth
Sample data

How a one-off amount grows over time at an assumed return.

Goal planner
Sample data

The monthly amount needed to reach a target by a date.

CAGR
Sample data

The steady yearly growth rate behind an uneven result.

Inflation-adjusted value
Sample data

What a future amount is worth in today's money.

Present value
Sample data

What a future payment is worth if you had it now.

Net present value
Sample data

Whether a project's future cash makes back the money put in.

Internal rate of return
Sample data

The return a project earns on the money invested in it.

Prepay debt vs invest
Sample data

Whether a monthly surplus does more against the loan or in the market.

Sample figures are illustrative and are never saved to an account. FinBizDoc is an analysis tool, not a lender, adviser or auditor.