28 live · 2 upcoming
Loans and debt

Loan affordability

Estimate the largest EMI and loan amount a stated income can support at an obligation limit you choose.

%

Share of net income you are willing to commit to all debt servicing.

%
months

Once calculated, results update live as you drag or type.

Nothing calculated yet

Adjust the inputs and press Calculate. Every figure returned comes with its formula, assumptions and version.

The obligation limit is your own policy choice, not a lender rule. This is not an eligibility or approval assessment.

This is an educational estimate based on the information and assumptions provided. It is not a loan offer, approval, credit decision or financial advice. Actual eligibility depends on the lender's underwriting policy, credit checks, documentation and applicable regulations.

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