FinBizDoc

Legal

Legal & trust centre

All policies, in plain language, in one place. Each document is written to be read — not to be skipped.

Agreement

Terms of use

The agreement for using FinBizDoc: what the tool is, the mandatory review step, your duties, IP, termination and liability limits.

v1.0.0 · effective

Data

Privacy policy

What is collected, what is masked before AI processing, how long anything is kept, your rights and how deletion works.

v1.0.0 · effective

Data

Cookies & local storage

The short list of strictly necessary storage keys. No advertising, no cross-site tracking, no analytics pixel.

v1.0.0 · effective

Conduct

Acceptable use policy

Permitted uses, prohibited conduct, upload rules, AI-specific rules, fair-use limits and how violations are handled.

v1.0.0 · effective

Data

Subprocessors & data processing

Which providers process what, what is masked before data leaves the app, safeguards and international transfers.

v1.0.0 · effective

Risk

Financial disclaimer

Why every figure is an educational estimate, not a loan offer, credit decision, audited statement or financial advice.

v1.0.0 · effective

AI

Responsible AI

The boundary we never cross: AI extracts and explains, the deterministic engine calculates, and you confirm.

v1.0.0 · effective

Security

Security & privacy model

Private storage, row-level security, ownership checks in every server function, signed URLs and server-only secrets.

v1.0.0 · effective

AI

Prompt-injection defence

How instructions hidden inside uploaded documents are treated as data and never as commands.

Engine

Methodology

The assumptions behind each assessment, stated openly so you can challenge them.

Engine

Formula library

Every formula the engine uses, written out so results can be verified by hand.

Questions about any policy, a data request, or a security report? Use the contact page.