Understand your salary or business finances from the documents you already have.
Upload a payslip, ITR or bank statement — or a settlement report, P&L or GST summary. Start with sample data if you prefer. FinBizDoc reads it, you confirm what it found, and you get clear numbers, charts, a plain-language explanation and a report you can download.
Built by M V Sai Ravi Kiran
- No bank login, ever
- Nothing is calculated until you confirm the figures
- Sample data for every feature, before you upload anything
- Download every result as PDF, Excel or Word
Financial health summary
Example view — sample numbers
Avg monthly inflow
₹8,42,600
6 months observed
Avg monthly outflow
₹6,91,180
6 months observed
Net cash flow
+₹1,51,420
Per month, average
DSCR
1.62x
Confirmed inputs only
An example of what you see, using made-up numbers. Not a real business, not a loan offer and not financial advice.
Main tool
Statement analysis
Bring a business bank statement. It is parsed on our server, identifiers are masked, the model only suggests which column means what, and nothing is analysed until you have reviewed and confirmed the rows yourself.
- Upload CSV, XLSX or digital PDF
- Identifiers masked before any AI call
- You confirm every row before it counts
Checking your session…
Prefer to look first? Try it with sample data — no account, no real data.
What it does
Three jobs, kept deliberately separate
Whether the money is salary or business income, most tools either let an AI guess your numbers or hand you a blank calculator form. FinBizDoc splits the work so each part only does what it is actually good at.
Reads your statement for you
Upload a CSV, Excel or digital PDF bank statement and it is turned into a clean list of dated transactions with money in, money out, balance, a suggested category and a link back to the exact row it came from.
Does the maths with tested formulas
Every number comes from checked, tested formulas — EMI and repayment schedules, profit margins, working capital, loan-repayment capacity, monthly burn, runway and investment returns. The AI never does the arithmetic.
Explains what it means
The AI reads the finished results and explains the trends, the risks and the trade-offs in plain language. It cannot change a calculated figure, make one up, promise a loan or predict returns.
How a check runs
From bank statement to clear decision, with you checking in the middle
- 01
Upload or describe
Bring a business bank statement, or simply type the decision you are weighing up in your own words.
- 02
Extract and mask
Your file is read into transactions, and account numbers and other personal identifiers are hidden before anything is shown to the AI.
- 03
You review and confirm
Every extracted row, category and assumption is editable. Nothing is assessed until you confirm it — the AI can never skip this step.
- 04
Calculate and explain
Tested formulas work out your cash flow, key ratios and borrowing readiness. You get charts and a plain-language explanation, with every formula and assumption shown.
Step 3 is mandatory. The review-and-confirm screen cannot be bypassed, automated away or skipped by the AI.
Built to be trusted
Your financial documents are private, so the safeguards are built in
These are not settings you have to hunt for. This is simply how the product works.
- The AI reads and explains — it never works out the final numbers
- Nothing is analysed until you confirm what was read from your file
- Text inside your documents can never give the AI instructions
- Files are stored privately and only you can open them
- Delete your file and everything derived from it whenever you want
- Borrowing readiness is an educational estimate, never a loan decision
What we will never ask for
- Your internet-banking username or password
- Your card PIN, CVV or any OTP
- Access to your accounts through a screen-scraping session
What the charts are made of
Only figures calculated from the data you confirmed. No chart here is ever drawn from a number the AI made up.
See it working on sample data — no sign-up, no upload.
Pick any feature, look at the sample figures first, load them in one click and see the result, the explanation and the download you would get with your own numbers.